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Important Disclosures:

Form ADV, Part 3 - Form CRS can be found here on the SEC's website.  

This communication and any attachments are intended for the named recipients only. If you have received this e-mail in error, please immediately notify the sender by replying to this e-mail and delete the message and any attachments or copies thereof from your system. This e-mail and any attachments may contain confidential and/or privileged information. If you are not the intended recipient, you are hereby notified that any distribution or copying of this e-mail or any attachments or the contents thereof is strictly prohibited. No confidentiality or privilege is waived or lost by any transmission errors. 


The information contained in this email communication and any attachments is for information purposes and should not be regarded as an offer to sell or a solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation would be in violation of any local laws. It does not constitute a recommendation or take into account the particular investment objectives, financial conditions, or needs of specific investors. The price and value of the investments referred to in this email communication and the income from such investments may fluctuate, and investors may realize losses on these investments, including a loss of principal. Past performance is not indicative or a guarantee of future performance.

All e-mails to and from Lloyd Harbor Capital Management LLC, a registered investment advisor with the Securities Exchange Commission, and its affiliate entities, including Sachem Cove Partners (collectively “LHCM”) are subject to review. Such communications will be retained and may be produced to regulatory authorities or others with legal rights to review such information.  


We do not provide tax, accounting, or legal advice to our clients, and all investors are advised to consult with their tax, accounting, or legal advisers regarding any potential investment. The information and any opinions contained in this email communication have been obtained from sources that we consider reliable, but we do not represent such information and opinions are accurate or complete, and thus should not be relied upon as such.


To the extent that this email contains third-party data or information (collectively “Content”), neither LHCM, nor the applicable third-party Content provider(s) guarantee the accuracy, completeness, timeliness, or availability of any Content, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the access or use of such Content. In no event shall LHCM be liable for any damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with any use of the Content.

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